Terms of Use

1. Acceptance of Terms

By accessing or using the Site, you confirm that:

• You have read, understood, and accept these Terms of Use
• You are at least 18 years of age or accessing the Site under the supervision of a parent or legal guardian
• You have the legal authority to enter into this agreement

2. Educational Purpose

FinWise Compass is an educational platform designed to provide general information about financial literacy and money management principles. The content provided on our Site is for informational and educational purposes only.

2.1 Not Financial Advice

The information provided on our Site does not constitute financial advice, investment advice, or any other type of professional advice. We do not recommend or endorse specific financial products, services, or courses of action.

Before making any financial decisions, you should consult with a qualified financial professional who can provide personalized advice based on your individual circumstances, goals, and needs.

3. Intellectual Property Rights

All content on the Site, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, and software, is the property of FinWise Compass or its content suppliers and is protected by UK and international copyright, trademark, and other intellectual property laws.

3.1 Limited License

We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for personal, non-commercial purposes. This license does not include:

• The right to modify, reproduce, distribute, sell, or commercially exploit the content
• The right to use data mining, robots, or similar data gathering and extraction tools
• The right to download (other than page caching) any portion of the Site, except as expressly permitted

3.2 User-Generated Content

If you submit comments, suggestions, or other content to our Site, you grant FinWise Compass a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media.

4. User Conduct

When using our Site, you agree not to:

• Violate any applicable laws or regulations
• Infringe the intellectual property rights of any party
• Upload or transmit viruses, malware, or other malicious code
• Interfere with or disrupt the integrity or performance of the Site
• Attempt to gain unauthorized access to any portion of the Site
• Use the Site to transmit any material that is harassing, defamatory, obscene, or otherwise objectionable
• Collect or store personal data about other users without their consent

5. Third-Party Links

Our Site may contain links to third-party websites or resources. These links are provided for your convenience only and do not signify our endorsement of such websites or resources.

We have no control over the content, privacy policies, or practices of any third-party websites or resources. You acknowledge and agree that we are not responsible or liable for:

• The availability or accuracy of such websites or resources
• The content, products, or services on or available from such websites or resources
• Any damage or loss caused or alleged to be caused by or in connection with the use of such websites or resources

6. Disclaimer of Warranties

The Site and all content, materials, information, and services provided on the Site are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that:

• The Site will be uninterrupted or error-free
• Defects will be corrected
• The Site or the server that makes it available are free of viruses or other harmful components
• Information on the Site is accurate, complete, or current

7. Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall FinWise Compass, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Site
• Any conduct or content of any third party on the Site
• Any content obtained from the Site
• Unauthorized access, use, or alteration of your transmissions or content

In no event shall our total liability to you for all claims exceed the amount paid by you, if any, for accessing our Site.

8. Indemnification

You agree to indemnify, defend, and hold harmless FinWise Compass, its directors, officers, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) that arise from or relate to:

• Your use of the Site
• Any content you submit, post, or transmit through the Site
• Your violation of these Terms of Use
• Your violation of any rights of another person or entity

9. Changes to Terms

We reserve the right to modify or replace these Terms of Use at any time at our sole discretion. The most current version will be posted on this page with the effective date. By continuing to access or use our Site after any revisions become effective, you agree to be bound by the revised terms.

10. Termination

We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms of Use.

Upon termination, your right to use the Site will immediately cease. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

11. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the United Kingdom, without regard to its conflict of law principles. Any legal action or proceeding arising under these Terms of Use shall be brought exclusively in the courts located in the United Kingdom, and you hereby consent to the personal jurisdiction and venue therein.

12. Severability

If any provision of these Terms of Use is held to be invalid or unenforceable by a court, the remaining provisions of these Terms of Use will remain in effect.

13. Entire Agreement

These Terms of Use constitute the entire agreement between you and FinWise Compass regarding the use of the Site, superseding any prior agreements between you and FinWise Compass relating to your use of the Site.

14. Contact Information

If you have any questions about these Terms of Use, please contact us at:

FinWise Compass
1 Hardman St
Manchester M3 3EB
United Kingdom
Email: [email protected]
Phone: +441614134551